Major Rating Factors:
Good overall results on stability tests (6.1 on a scale of 0 to 10) despite. Stability strengths include excellent operational trends and good risk diversification. The largest net exposure for one risk is conservative at 1.4% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (9.4) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (8.2) with operating gains in each of the last five years. Superior liquidity (9.5) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
IL
Principal Investments:
Investment grade bonds (66.7%), common stock (17.2%), cash (1.6%), other (14.4%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
20 South Clark Street
Chicago, IL 60603
Chicago, IL 60603
Phone Number
(312) 379-2000
NAIC Number
42927
Website
Largest Affiliates
No affiliate information available.