C
Warranty Underwriters Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (4.8 on a scale of 0 to 10) with operating losses during 2021. Return on equity has been fair, averaging 5.6% over the past five years. Good overall results on stability tests (5.9) despite. The largest net exposure for one risk is conservative at 1.6% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Other (100%)
Licensed in: FL, TX
Principal Investments: Cash (42.2%), investment grade bonds (29.2%), other (28.5%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Parmer Group
Investment Rating
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Company Address
5300 Derry Street
Harrisburg, PA 17111
Phone Number
(717) 561-4495
NAIC Number
43486
Website
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Largest Affiliates
C
Harrisburg, PA - P&C
C
Harrisburg, PA - P&C