C
ConnectiCare Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.7 on a scale of 0 to 10) based on a significant -22% decrease in enrollment during the period, inordinate decline in capital during 2022. Rating is significantly influenced by the weak financial results of EmblemHealth Inc. Good overall profitability index (5.1) despite operating losses during 2018 and 2019. Good overall capitalization (5.9) based on fair current risk-adjusted capital (severe loss scenario). However, capital levels have fluctuated during prior years.
Other Rating Factors: Excellent quality investment portfolio (7.6) containing small junk bond exposure. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: CT
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
EmblemHealth Inc
Investment Rating
--
Company Address
175 Scott Swamp Road
Farmington, CT 06032
Phone Number
(860) 674-5700
NAIC Number
95675
Largest Affiliates
D
New York, NY - Health
C
New York, NY - Health
C
Farmington, CT - Health
C
Farmington, CT - Health
D
New York, NY - Health