C
ConnectiCare Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall capitalization (4.8 on a scale of 0 to 10) based on fair current risk-adjusted capital (severe loss scenario). However, capital levels have fluctuated during prior years. Weak profitability index (0.9) with 68.5 million in losses in the last three years. Return on equity has been low, averaging 1.3% over the last five years. Good overall results on stability tests (5.2) despite good risk-adjusted capital in prior years. Rating is significantly influenced by the weak financial results of EmblemHealth Inc.
Other Rating Factors: Good liquidity (6.1) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent quality investment portfolio (7.2) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: CT, MA, NH
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
342
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
EmblemHealth Inc
Investment Rating
--
Company Address
175 Scott Swamp Road
Farmington, CT 06032
Phone Number
(860) 674-5700
NAIC Number
11209
Largest Affiliates
D
New York, NY - Health
C
New York, NY - Health
C
Farmington, CT - Health
C
Farmington, CT - Health
D
New York, NY - Health