C
ConnectiCare Benefits Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (1.8 on a scale of 0 to 10) with operating losses during 2021. Good capitalization (5.0) based on fair current risk-adjusted capital (severe loss scenario) reflecting some improvement over results in 2021. Good quality investment portfolio (5.5) containing significant exposure to junk bonds.
Other Rating Factors: Good overall results on stability tests (5.5) despite fair risk-adjusted capital in prior years. Rating is significantly influenced by the weak financial results of EmblemHealth Inc. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: --
Licensed in: CT
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
EmblemHealth Inc
Investment Rating
--
Company Address
175 Scott Swamp Road
Farmington, CT 06032
Phone Number
(860) 674-5700
NAIC Number
14913
Largest Affiliates
D
New York, NY - Health
C
New York, NY - Health
C
Farmington, CT - Health
C
Farmington, CT - Health
D
New York, NY - Health