Major Rating Factors:
Excellent profitability (9.2 on a scale of 0 to 10) with operating gains in each of the last five years. Excellent overall capitalization (8.6) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.1) containing small junk bond exposure.
Other Rating Factors:
Excellent overall results on stability tests (7.4) based on consistent premium and capital growth in the last five years but rapid enrollment growth during the past five years. Rating is significantly influenced by the weak financial results of UnitedHealth Group Incorporated. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
DE, MO, NJ, OR, PA, RI
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
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Fee For Service
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Contractual Pay
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Salary
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Bonus
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Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
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Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
Four Research Drive
Shelton, CT 06484
Shelton, CT 06484
Phone Number
(203) 447-4500
NAIC Number
95506
Website
Largest Affiliates