B
MVP Health Plan Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Excellent overall results on stability tests (6.9 on a scale of 0 to 10) based on consistent premium and capital growth in the last five years. Fair profitability index (4.1) due to a decline in earnings during 2023. Fair quality investment portfolio (4.5).
Other Rating Factors: Excellent capitalization index (7.8) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: --
Licensed in: NY, VT
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
564
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
MVP Health Care Inc
Investment Rating
--
Company Address
625 State Street
Schenectady, NY 12305
Phone Number
(518) 370-4793
NAIC Number
95521
Largest Affiliates
C
Schenectady, NY - Health
C
Schenectady, NY - Health