B
Scott & White Health Plan
TempleTX
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Loading...
Major Rating Factors: Good quality investment portfolio (5.2 on a scale of 0 to 10) containing small junk bond exposure. Good overall results on stability tests (6.6) based on consistent premium and capital growth in the last five years but rapid enrollment growth during the past five years. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent profitability (7.3) with operating gains in each of the last five years. Excellent overall capitalization (8.5) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business: --
Licensed in: TX
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
428
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Baylor Scott & White Holdings
Investment Rating
--
Company Address
1206 West Campus Drive
Temple, TX 76502
Phone Number
(254) 298-3000
NAIC Number
95099
Largest Affiliates
B
Temple, TX - Health
B
Temple, TX - Health
B
Temple, TX - Health
U
Temple, TX - Health