B
Vista Health Plan (PA)
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (6.4 on a scale of 0 to 10) with operating gains in each of the last five years. Good quality investment portfolio (6.3) containing junk bond exposure equal to 61.7% of capital. Excellent overall capitalization (8.3) based on excellent current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Excellent overall results on stability tests (8.6) based on consistent premium and capital growth in the last five years but a decline in enrollment during 2023. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: PA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
935
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Independence Health Group Inc
Investment Rating
--
Company Address
1901 Market Street
Philadelphia, PA 19103
Phone Number
(215) 241-2400
NAIC Number
96660
Largest Affiliates
B
Philadelphia, PA - Health
B
Philadelphia, PA - Health
C
Philadelphia, PA - Health
B
North Charleston, SC - Health
C
Cranbury, NJ - Health