Major Rating Factors: Fair profitability index (3.2 on a scale of 0 to 10). Fair quality investment portfolio (3.3). Good overall results on stability tests (6.6).
Other Rating Factors: Good liquidity (6.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong capitalization index (8.9) based on excellent current risk-adjusted capital (severe loss scenario).
Principal Lines of Business: Comp med (94.2%), Medicare (5.8%)
Licensed in: ME, MA
Principal Enrollment Breakdown: HMO (82.4%), PPO (13.6%), POS (4.0%)