Major Rating Factors:
Fair profitability index (4.0 on a scale of 0 to 10) with operating losses during 2019 and 2021. Good quality investment portfolio (5.9) containing moderate junk bond exposure. Good overall results on stability tests (5.6) despite a decline in enrollment during 2023, excessive capital growth during 2023. Potentially strong support from affiliation with Baylor Scott & White Holdings.
Other Rating Factors:
Excellent capitalization index (8.3) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
TX
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Baylor Scott & White Holdings
Investment Rating
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Company Address
1206 West Campus Drive
Temple, TX 76502
Temple, TX 76502
Phone Number
(254) 298-3000
NAIC Number
95138
Website
Largest Affiliates