Major Rating Factors:
Fair profitability index (3.6 on a scale of 0 to 10) with operating losses during 2018 and 2019. Average return on equity over the last five years has been poor at -8.5%. Fair overall results on stability tests (3.2) based on excessive capital growth during 2022. Rating is significantly influenced by the excellent financial results of Humana Inc. Excellent capitalization (8.9) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2019.
Other Rating Factors:
Excellent quality investment portfolio (8.6) containing small junk bond exposure. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
PR
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Humana Inc
Investment Rating
Company Address
383 Avenida F.D. Roosevelt
San Juan, PR 00918
San Juan, PR 00918
Phone Number
(787) 282-7900
NAIC Number
95721
Website
Largest Affiliates