B
Essence Healthcare Inc
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
1.25
Risk Adjusted
Capital Ratio #2
1.04
Total
Assets
253.31M
Capital
90.98M
Health
Premiums
859.54M
Net
Income
917.79K
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Weiss Ratings Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Rating B
Capitalization Index 6.86
Investment Safety Index 8.53
Liquidity Index 6.70
Profitability Index 5.05
Reserve Adequacy Index --
Stability Index 4.79
Company Info Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Industry Health
NAIC Number 11699
Phone Number (866) 509-5398
Website www.essencehealthcare.com
Address 13900 Riverport Drive Maryland Heights, MO 63043
Balance Sheet Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Total Assets 253.31M
Capital and Reserves Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Risk-Adjusted Capital Ratio #1 1.25
Risk-Adjusted Capital Ratio #2 1.04
1-Year Reserve Development --
2-Year Reserve Development --
Capital 90.98M
Premium to Surplus --
Reserves to Surplus --
Investments Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Medical Loss Ratio 86.89%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Bonus Pay 0.00
Capitation Pay 115.69K
Contractual Pay 631.27K
Enrollment 54.75K
Fee For Service 0.00
Medical Expense Per Member Per Month $1,130.00
Network Physicians 4.17K
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 466.01K
Total Patient Encounters-Non-Physician 202.55K
Profitability Essence Healthcare Inc
Maryland Heights, MO 		Click to
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Net Income 917.79K
Net Premium 859.54M
Health Premium 859.54M