B
Essence Healthcare Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Loading...
Major Rating Factors: Good overall profitability index (5.1 on a scale of 0 to 10) despite a decline in earnings during 2023. Excellent capitalization (6.9) based on excellent current risk-adjusted capital (severe loss scenario). However, capital levels have fluctuated during prior years. Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Fair overall results on stability tests (4.8) based on inordinate decline in capital during 2023. Excellent quality investment portfolio (8.5) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: AR, IL, IN, KY, MO, TX, WA
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Jdlinx Llc
Investment Rating
--
Company Address
13900 Riverport Drive
Maryland Heights, MO 63043
Phone Number
(866) 509-5398
NAIC Number
11699
Largest Affiliates
B
Maryland Heights, MO - Health
B
Maryland Heights, MO - Health
B
Maryland Heights, MO - Health