B
BeHealthy Florida Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.6 on a scale of 0 to 10) in spite of healthy premium and capital growth during 2023. Rating is significantly influenced by the strong financial results of GuideWell Mutual Holding Corporation. Good overall profitability index (6.7) with operating gains in each of the last five years. Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent liquidity (9.2) with ample operational cash flow and liquid investments. Weak quality investment portfolio (0.2) containing no exposure to mortgages, junk bonds, or unaffiliated stocks.
Principal Lines of Business: --
Licensed in: FL
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
205
Provider Compensation ($000)
Capitation Pay
529
Fee For Service
503
Contractual Pay
Salary
0
Bonus
3
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
Corporate Info
Group Affiliation
GuideWell Mutual Holding Corporation
Investment Rating
--
Company Address
4800 Deerwood Campus Parkway
Jacksonville, FL 32246
Phone Number
(904) 791-6111
NAIC Number
15118
Largest Affiliates
B
Jacksonville, FL - Health
B
Jacksonville, FL - Health
B
San Juan, PR - Health
B
Tallahassee, FL - Health
B
Jacksonville, FL - Health