C
Longevity Hlth Plan New Jersey
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (4.9 on a scale of 0 to 10) based on fair risk diversification due to the company's size, an excessive 49% enrollment growth during the period. Good overall profitability index (5.2) despite operating losses during 2020. Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent capitalization index (7.2) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Excellent quality investment portfolio (9.5) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: NJ
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Longevity Health Founders LLC
Investment Rating
--
Company Address
11770 U.S. Highway One
Palm Beach Gardens, FL 33408
Phone Number
(561) 444-0710
NAIC Number
16355
Largest Affiliates
C
Palm Beach Gardens, FL - Health
D
Palm Beach Gardens, FL - Health
D
Palm Beach Gardens, FL - Health
D
Palm Beach Gardens, FL - Health
C
Palm Beach Gardens, FL - Health