B
PacificSource Cmnty Solutions
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Excellent liquidity (6.9 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent profitability (9.2) despite a decline in earnings during 2023. Excellent capitalization (7.1) based on excellent current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2020.
Other Rating Factors: Excellent quality investment portfolio (8.8) containing small junk bond exposure. Excellent overall results on stability tests (8.1) based on steady enrollment growth, averaging 9% over the past five years. Rating is influenced by the strong financial results of PacificSource.
Principal Lines of Business: --
Licensed in: OR
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
442
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
0
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
PacificSource
Investment Rating
--
Company Address
555 International Way
Springfield, OR 97477
Phone Number
(541) 686-1242
NAIC Number
16665
Largest Affiliates
C
Springfield, OR - Health