PacifiCare L&H Ins Co
Major Rating Factors:
Good overall results on stability tests (5.1 on a scale of 0 to 10) despite a decline in the number of member physicians during 2023. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated. Fair profitability index (4.6) with operating gains in each of the last five years. Return on equity has been low, averaging 1.4% over the last five years. Excellent capitalization index (10.0) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years.
Other Rating Factors:
Excellent quality investment portfolio (9.0) containing small junk bond exposure. Excellent liquidity (9.1) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
All states except NY, also licensed in VI
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
Company Address
9800 Health Care Lane
Minnetonka, MN 55343
Minnetonka, MN 55343
Phone Number
(612) 383-4182
NAIC Number
70785
Website
Largest Affiliates