Major Rating Factors:
Fair overall results on stability tests (4.4 on a scale of 0 to 10) based on fair risk diversification due to the company's size. Excellent profitability (7.6) with operating gains in each of the last five years. Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors:
Excellent quality investment portfolio (9.9) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (10.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
All states except AK, CT, ME, NC, NJ, NY, RI
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
American Specialty Health Incorporated
Investment Rating
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Company Address
10221 Wateridge Circle
San Diego, CA 92121
San Diego, CA 92121
Phone Number
(800) 848-3555
NAIC Number
84697
Website
Largest Affiliates