Major Rating Factors:
Good overall results on stability tests (6.1 on a scale of 0 to 10). Stability strengths include excellent operational trends and excellent risk diversification. Strong capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). Capital levels have been relatively consistent over the last five years. High quality investment portfolio (8.6).
Other Rating Factors:
Excellent profitability (7.9) with operating gains in each of the last five years. Excellent Liquidity (8.0).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
Principal Lines of Business:
Group life (50.9%), group health (49.1%)
Licensed in:
DC, NY