B
OPTUM INS OF OH INC
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good overall profitability (6.5 on a scale of 0 to 10). Return on equity has been excellent over the last five years averaging 65.0%. Good overall results on stability tests (5.1). Strengths include good financial support from affiliation with UnitedHealth Group Inc, excellent operational trends and excellent risk diversification. Fair quality investment portfolio (3.0).
Other Rating Factors: Strong capitalization (8.0) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (9.6).
Stability Factors: G - Fast asset or premium growth. I - Past results on our Investment Safety Index.
Principal Lines of Business: --
Licensed in: All states except ME, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
UnitedHealth Group Inc
Investment Rating
UNH
Company Address
50 W Broad Street Suite 1800
Columbus, OH 43215
Phone Number
(952) 251-9723
NAIC Number
69647
Largest Affiliates
B
HARTFORD, CT - L&A
B
MILWAUKEE, WI - L&A
B
OKLAHOMA CITY, OK - L&A
B
B
NORTH RICHLAND HILLS, TX - L&A