Major Rating Factors:
Fair overall results on stability tests (4.4 on a scale of 0 to 10) including fair financial strength of affiliated Atlantic American / Delta Group and lack of operational experience. Good overall profitability (6.1). Excellent expense controls. Strong capitalization (8.0) based on excellent risk adjusted capital (severe loss scenario).
Other Rating Factors:
High quality investment portfolio (9.1). Excellent Liquidity (7.0).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
E - Lack of operating experience.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
--
Licensed in:
GA
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
--
Investments in Affiliates
Corporate Info
Group Affiliation
Atlantic American / Delta Group
Investment Rating
--
Company Address
--
Phone Number
(800) 241-1439
NAIC Number
17393
Largest Affiliates