B
AUTOMOBILE CLUB OF SOUTHERN CA INS
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good capitalization (5.5 on a scale of 0 to 10) based on good risk adjusted capital (moderate loss scenario). Fair quality investment portfolio (3.8) with large holdings of BBB rated bonds in addition to significant exposure to junk bonds. Fair overall results on stability tests (3.7) including fair risk adjusted capital in prior years.
Other Rating Factors: Weak profitability (2.1) with operating losses during 2024. Weak Liquidity (2.2).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (22.6%), group life (16.5%), ind health (6.1%), other (54.9%)
Licensed in: CA, MI
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Interins Exch Automobile Club
Investment Rating
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Company Address
3333 Fairview Road
Costa Mesa, CA 92626
Phone Number
(714) 850-5111
NAIC Number
60256
Website
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Largest Affiliates
B
Costa Mesa, CA - P&C
B
Costa Mesa, CA - P&C
D
San Diego, CA - P&C
C
Costa Mesa, CA - P&C
B
Costa Mesa, CA - P&C