AUTOMOBILE CLUB OF SOUTHERN CA INS
Major Rating Factors:
Good current capitalization (6.4 on a scale of 0 to 10) based on good risk adjusted capital (severe loss scenario) reflecting some improvement over results in 2021. Good overall results on stability tests (5.1) despite fair risk adjusted capital in prior years and excessive premium growth. Strengths include good financial support from affiliation with Interins Exch Automobile Club, good operational trends and excellent risk diversification. Fair quality investment portfolio (4.6).
Other Rating Factors:
Fair Liquidity (3.9). Weak profitability (1.8) with investment income below regulatory standards in relation to interest assumptions of reserves.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
Principal Lines of Business:
Ind annuities (21.1%), group life (18.4%), group health (5.8%), ind health (0.1%), other (54.6%)
Licensed in:
CA, MI
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Interins Exch Automobile Club
Investment Rating
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Company Address
3333 Fairview Road
Costa Mesa, CA 92626
Costa Mesa, CA 92626
Phone Number
(714) 850-5111
NAIC Number
60256
Website
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Largest Affiliates