C
AMERICAN HERITAGE LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.3 on a scale of 0 to 10). Good quality investment portfolio (6.5) despite mixed results such as: large holdings of BBB rated bonds but moderate junk bond exposure. Good overall profitability (5.6) although investment income, in comparison to reserve requirements, is below regulatory standards.
Other Rating Factors: Good Liquidity (6.2). Strong capitalization (7.1) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (74.2%), group life (19.5%), other (6.3%)
Licensed in: All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Allstate Group
Investment Rating
--
Company Address
1776 AMERICAN HERITAGE LIFE DR
JACKSONVILLE, FL 32224
Phone Number
(904) 992-1776
NAIC Number
60534
Largest Affiliates
B
PORTLAND, OR - L&A
B
INDIANAPOLIS, IN - L&A
B
WHITE PLAINS, NY - L&A
B