Major Rating Factors:
Fair overall results on stability tests (3.9 on a scale of 0 to 10) including negative cash flow from operations for 2023 and fair risk adjusted capital in prior years. Good capitalization (5.6) based on good risk adjusted capital (moderate loss scenario). Good Liquidity (6.6).
Other Rating Factors:
Low quality investment portfolio (2.8). Weak profitability (2.0) with investment income below regulatory standards in relation to interest assumptions of reserves.
Stability Factors:
F - Negative cash flow.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Liberty Life Group Trust
Investment Rating
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Company Address
1605 LBJ Freeway Suite 710
Dallas, TX 75234
Dallas, TX 75234
Phone Number
(469) 522-4400
NAIC Number
61581
Website
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Largest Affiliates