C
NORTH AMERICAN CO FOR LIFE & H INS
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (4.4 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to junk bond exposure equal to 52% of capital. Fair overall results on stability tests (3.5) including excessive premium growth. Good capitalization (6.4) based on good risk adjusted capital (severe loss scenario).
Other Rating Factors: Excellent profitability (7.7). Excellent Liquidity (7.0).
Stability Factors: G - Fast asset or premium growth. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (82.3%), group life (0.4%), group annuities (0.1%), other (17.2%)
Licensed in: All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Sammons Enterprises Inc
Investment Rating
--
Company Address
4350 Westown Parkway
West Des Moines, IA 50266
Phone Number
(515) 440-5500
NAIC Number
66974
Largest Affiliates
C
West Des Moines, IA - L&A
C
West Des Moines, IA - L&A