C
OZARK NATIONAL LIFE INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.5 on a scale of 0 to 10). Good Liquidity (6.0) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Weak profitability (2.9) with investment income below regulatory standards in relation to interest assumptions of reserves.
Other Rating Factors: Strong capitalization (9.2) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (7.2).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Ind health (0.2%), other (99.8%)
Licensed in: All states except AK, CT, DC, DE, HI, ID, ME, MD, MA, NH, NJ, NY, NC, OR, PA, RI, SC, VT, VA, WA, WV, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
CNS Corp
Investment Rating
--
Company Address
500 East Ninth Street
Kansas City, MO 64106
Phone Number
(816) 842-6300
NAIC Number
67393
Largest Affiliates
B
Centennial, CO - L&A