C
OZARK NATIONAL LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.4 on a scale of 0 to 10) including fair financial strength of affiliated CNS Corp. Fair profitability (4.4) with investment income below regulatory standards in relation to interest assumptions of reserves. Good Liquidity (6.0) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders.
Other Rating Factors: Strong capitalization (9.1) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (7.2).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (0.2%), other (99.8%)
Licensed in: All states except AK, CT, DC, DE, HI, ID, ME, MD, MA, NH, NJ, NY, NC, OR, PA, RI, SC, VT, VA, WA, WV, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
CNS Corp
Investment Rating
--
Company Address
500 East Ninth Street
Kansas City, MO 64106
Phone Number
(816) 842-6300
NAIC Number
67393
Largest Affiliates