C
UNITED INS CO OF AMERICA
Chicago,  IL
Rating Date
September 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
1.29
Risk Adjusted
Capital Ratio #2
0.72
Total
Assets
4.17B
Capital
127.70M
Net
Premiums
78.73M
Net
Income
9.49M
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Weiss Ratings UNITED INS CO OF AMERICA
Chicago, IL 		Click to
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Rating C
Capitalization Index 5.40
Investment Safety Index 5.30
Liquidity Index 6.70
Profitability Index 0.60
Reserve Adequacy Index --
Stability Index 2.90
Company Info UNITED INS CO OF AMERICA
Chicago, IL 		Click to
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Industry L&A
NAIC Number 69930
Phone Number (314) 819-4300
Website www.kemper.com
Address ONE EAST WACKER DRIVE Chicago, IL 60601
Balance Sheet UNITED INS CO OF AMERICA
Chicago, IL 		Click to
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Total Assets 4.17B
Capital and Reserves UNITED INS CO OF AMERICA
Chicago, IL 		Click to
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Risk-Adjusted Capital Ratio #1 1.29
Risk-Adjusted Capital Ratio #2 0.72
1-Year Reserve Development --
2-Year Reserve Development --
Capital 127.70M
Premium to Surplus --
Reserves to Surplus --
Investments UNITED INS CO OF AMERICA
Chicago, IL 		Click to
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Cash 0.05%
CMO & Structured Securities 21.47%
Common & Preferred Stock 1.82%
Invested Assets 3.73K
Investments in Affiliates 1.07%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 1.31%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 69.56%
Other Investments 5.36%
Real Estate 0.11%
Operating Ratios UNITED INS CO OF AMERICA
Chicago, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical UNITED INS CO OF AMERICA
Chicago, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability UNITED INS CO OF AMERICA
Chicago, IL 		Click to
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Net Income 9.49M
Net Premium 78.73M
Health Premium --