Major Rating Factors:
Weak profitability (1.3 on a scale of 0 to 10). Return on equity has been low, averaging -9.8%. Weak overall results on stability tests (2.9). Good capitalization (5.3) based on good risk adjusted capital (moderate loss scenario).
Other Rating Factors:
Good quality investment portfolio (5.3). Good Liquidity (6.6).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
C - Past results on our Risk-Adjusted Capital tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind health (21.7%), other (78.3%)
Licensed in:
All states except AK, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
ONE EAST WACKER DRIVE
CHICAGO, IL 60601
CHICAGO, IL 60601
Phone Number
(314) 819-4300
NAIC Number
69930
Website
Largest Affiliates