American Access Casualty Co
Major Rating Factors:
Fair reserve development (4.5 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair liquidity (3.4) as cash resources may not be adequate to cover a spike in claims. Good overall results on stability tests (6.4) despite fair risk adjusted capital in prior years. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2020. Weak profitability index (2.8) with operating losses during 2022.
Stability Factors:
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
AR, AZ, GA, IA, IL, IN, KY, LA, MS, NV, OH, OK, OR, RI, SC, TX, UT
Principal Investments:
Investment grade bonds (91.7%), real estate (2.6%), non investment grade bonds (0.5%), other (5.1%)
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
2211 Butterfield Road
Downers Grove, IL 60515
Downers Grove, IL 60515
Phone Number
(312) 661-4600
NAIC Number
10730
Website
Largest Affiliates