Infinity Ins Co
Major Rating Factors:
Poor long-term capitalization index (2.6 on a scale of 0 to 10) based on weak current risk adjusted capital (severe loss scenarios), although results have slipped from the fair range during the last year. Weak profitability index (1.9). Fair reserve development (4.0) as reserves have generally been sufficient to cover claims.
Other Rating Factors:
Fair overall results on stability tests (3.3) including excessive premium growth and weak risk adjusted capital in prior years. The largest net exposure for one risk is excessive at 9.3% of capital. Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
All states except KS, LA, NH, NJ, VT, WY
Principal Investments:
Investment grade bonds (52.4%), common stock (36.6%), non investment grade bonds (0.9%), other (10.2%)
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
3760 River Run Drive
Birmingham, AL 35243
Birmingham, AL 35243
Phone Number
(205) 870-4000
NAIC Number
22268
Website
Largest Affiliates