Trinity Universal Ins Co
Major Rating Factors:
Fair reserve development (4.0 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (3.3) with operating losses during 2021, 2022 and 2023. Good overall results on stability tests (6.8) despite. Stability strengths include good operational trends, good risk adjusted capital for prior years and excellent risk diversification.
Other Rating Factors:
Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2021. Vulnerable liquidity (1.0) as a spike in claims may stretch capacity.
Stability Factors:
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (98.2%), fire (0.6%), homeowners (0.6%), other (0.6%)
Licensed in:
AL, AR, AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, LA, MI, MO, MS, MT, NE, NM, OH, OK, OR, TN, TX, UT, WA, WI, WY
Principal Investments:
Investment grade bonds (64.1%), non investment grade bonds (9.9%), common stock (6.4%), real estate (0.6%), preferred stock (0.2%), other (18.9%)
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
5555 Gate Parkway
Jacksonville, FL 32256
Jacksonville, FL 32256
Phone Number
(904) 245-5600
NAIC Number
19887
Website
Largest Affiliates