B
Trinity Universal Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
114,725
52,204
166,929
31.27%
23.88%
2024
117,605
47,582
165,187
28.80%
23.31%
2023
183,723
69,131
252,854
27.34%
22.83%
2022
193,093
86,053
279,146
30.83%
23.10%
2021
199,901
105,285
305,186
34.50%
22.81%
2020
64,356
29,777
94,133
31.63%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
13,070
11,384
24,454
46.55%
49.08%
2024
11,212
10,239
21,451
47.73%
47.46%
2023
13,193
11,786
24,979
47.18%
47.29%
2022
11,950
9,852
21,802
45.19%
45.44%
2021
9,078
8,072
17,150
47.07%
44.40%
2020
883
1,005
1,888
53.23%
42.45%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,214
1,280
2,494
51.32%
38.98%
2024
4,370
3,168
7,538
42.03%
39.58%
2023
5,905
2,629
8,534
30.81%
36.96%
2022
6,592
3,556
10,148
35.04%
37.07%
2021
7,955
4,780
12,735
37.53%
39.17%
2020
7,965
4,593
12,558
36.57%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
83.87%
2024
2
1
3
33.33%
81.44%
2023
1
2
3
66.67%
74.87%
2022
3
0
3
0.00%
72.69%
2021
1
1
2
50.00%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
13.25%
2024
2
2
4
50.00%
12.32%
2023
4
6
10
60.00%
16.34%
2022
6
8
14
57.14%
11.13%
2021
2
5
7
71.43%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
83,601
78,313
161,914
48.37%
45.21%
2024
82,961
77,162
160,123
48.19%
45.23%
2023
117,428
99,438
216,866
45.85%
44.64%
2022
123,325
131,706
255,031
51.64%
46.15%
2021
121,151
166,713
287,864
57.91%
46.87%
2020
35,458
43,429
78,887
55.05%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
0
0
0.00%
33.86%