B
Trinity Universal Ins Co
Chicago,  IL
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.70
Risk Adjusted
Capital Ratio #2
1.40
Loss
Ratio
85.02%
Total
Assets
5.13B
Capital
1.46B
Net
Premiums
3.54B
Net
Income
305.32M
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Weiss Ratings Trinity Universal Ins Co
Chicago, IL 		Click to
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Rating B
Capitalization Index 7.30
Investment Safety Index --
Liquidity Index 3.20
Profitability Index 3.70
Reserve Adequacy Index 4.60
Stability Index 7.50
Company Info Trinity Universal Ins Co
Chicago, IL 		Click to
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Industry P&C
NAIC Number 19887
Phone Number (312) 661-4600
Website www.kemper.com
Address 200 East Randolph Street Chicago, IL 60601
Balance Sheet Trinity Universal Ins Co
Chicago, IL 		Click to
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Total Assets 5.13B
Capital and Reserves Trinity Universal Ins Co
Chicago, IL 		Click to
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Risk-Adjusted Capital Ratio #1 1.70
Risk-Adjusted Capital Ratio #2 1.40
1-Year Reserve Development 520.00%
2-Year Reserve Development 630.00%
Capital 1.46B
Premium to Surplus 250.00%
Reserves to Surplus 170.00%
Investments Trinity Universal Ins Co
Chicago, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 5.91%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Trinity Universal Ins Co
Chicago, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 110.00%
Expense Ratio 20.00%
Loss Ratio 85.02%
Net Premium Growth 0.00%
Other Medical Trinity Universal Ins Co
Chicago, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Trinity Universal Ins Co
Chicago, IL 		Click to
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Net Income 305.32M
Net Premium 3.54B
Health Premium --