C
LUMICO LIFE INSURANCE CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.6 on a scale of 0 to 10). Weak profitability (2.4) with operating losses during 2022. Return on equity has been low, averaging -2.2%. Strong overall capitalization (10.0) based on excellent risk adjusted capital (severe loss scenario). However, capital levels have fluctuated somewhat during past years.
Other Rating Factors: High quality investment portfolio (7.7). Excellent Liquidity (7.4).
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (33.7%), other (66.3%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Swiss Re Limited
Investment Rating
--
Company Address
5025 N CENTRAL AVE SUITE 546
JEFFERSON CITY, MO 65109
Phone Number
(877) 794-7773
NAIC Number
73504
Largest Affiliates
B
B
JEFFERSON CITY, MO - L&A
C
Kansas City, MO - P&C
C
Kansas City, MO - P&C
A
Kansas City, MO - P&C