B
US FINANCIAL LIFE INS CO
Rating Date
March 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
4.84
Risk Adjusted
Capital Ratio #2
1.80
Total
Assets
326.25M
Capital
95.75M
Net
Premiums
0.00
Net
Income
797.61K
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Weiss Ratings US FINANCIAL LIFE INS CO
Scottsdale, OH 		Click to
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Rating B
Capitalization Index 8.00
Investment Safety Index 3.10
Liquidity Index 7.20
Profitability Index 4.40
Reserve Adequacy Index --
Stability Index 5.00
Company Info US FINANCIAL LIFE INS CO
Scottsdale, OH 		Click to
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Industry L&A
NAIC Number 84530
Phone Number (312) 220-0655
Website www.heritageli.com/usfli
Address 4000 Smith Road Suite 300 Scottsdale, OH 85253
Balance Sheet US FINANCIAL LIFE INS CO
Scottsdale, OH 		Click to
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Total Assets 326.25M
Capital and Reserves US FINANCIAL LIFE INS CO
Scottsdale, OH 		Click to
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Risk-Adjusted Capital Ratio #1 4.84
Risk-Adjusted Capital Ratio #2 1.80
1-Year Reserve Development --
2-Year Reserve Development --
Capital 95.75M
Premium to Surplus --
Reserves to Surplus --
Investments US FINANCIAL LIFE INS CO
Scottsdale, OH 		Click to
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Cash 0.00%
CMO & Structured Securities 33.74%
Common & Preferred Stock 2.47%
Invested Assets 264.49
Investments in Affiliates 0.00%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 25.79%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 28.87%
Other Investments 9.13%
Real Estate 0.00%
Operating Ratios US FINANCIAL LIFE INS CO
Scottsdale, OH 		Click to
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical US FINANCIAL LIFE INS CO
Scottsdale, OH 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability US FINANCIAL LIFE INS CO
Scottsdale, OH 		Click to
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Net Income 797.61K
Net Premium 0.00
Health Premium --