US FINANCIAL LIFE INS CO
Major Rating Factors:
Fair overall results on stability tests (4.3 on a scale of 0 to 10) including fair financial strength of affiliated AXA Financial Inc and negative cash flow from operations for 2022. Fair quality investment portfolio (3.3) with large holdings of BBB rated bonds in addition to junk bond exposure equal to 70% of capital. Fair profitability (4.4) with operating losses during 2022.
Other Rating Factors:
Strong capitalization (8.0) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.2).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
F - Negative cash flow.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
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Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
AXA Financial Inc
Investment Rating
Company Address
4000 Smith Road Suite 300
SCOTTSDALE, AZ 85253
SCOTTSDALE, AZ 85253
Phone Number
(312) 220-0655
NAIC Number
84530
Website
Largest Affiliates