C
ZURICH AMERICAN LIFE INS CO
Rating Date
September 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
3.17
Risk Adjusted
Capital Ratio #2
1.81
Total
Assets
17.32B
Capital
158.51M
Net
Premiums
495.28M
Net
Income
-5.50M
My Lists My Alerts
Weiss Ratings ZURICH AMERICAN LIFE INS CO
Schaumburg, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Capitalization Index 8.20
Investment Safety Index 7.90
Liquidity Index 6.80
Profitability Index 1.30
Reserve Adequacy Index --
Stability Index 1.80
Company Info ZURICH AMERICAN LIFE INS CO
Schaumburg, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry L&A
NAIC Number 90557
Phone Number (877) 301-5376
Website www.zurichamericanlifeinsurance.com
Address 1400 AMERICAN LANE Schaumburg, IL 60196
Balance Sheet ZURICH AMERICAN LIFE INS CO
Schaumburg, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 17.32B
Capital and Reserves ZURICH AMERICAN LIFE INS CO
Schaumburg, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 3.17
Risk-Adjusted Capital Ratio #2 1.81
1-Year Reserve Development --
2-Year Reserve Development --
Capital 158.51M
Premium to Surplus --
Reserves to Surplus --
Investments ZURICH AMERICAN LIFE INS CO
Schaumburg, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash -0.30%
CMO & Structured Securities 10.46%
Common & Preferred Stock 2.10%
Invested Assets 1.13K
Investments in Affiliates 2.10%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 0.15%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 63.59%
Other Investments 19.16%
Real Estate 0.00%
Operating Ratios ZURICH AMERICAN LIFE INS CO
Schaumburg, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical ZURICH AMERICAN LIFE INS CO
Schaumburg, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability ZURICH AMERICAN LIFE INS CO
Schaumburg, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income -5.50M
Net Premium 495.28M
Health Premium --