ZURICH AMERICAN LIFE INS CO
					
                    Major Rating Factors:
                     Weak profitability (1.3 on a scale of 0 to 10) with operating losses during the first nine months of 2024. Weak overall results on stability tests (1.8) including weak results on operational trends and negative cash flow from operations for 2023. Good Liquidity (6.8) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. 
                
            
                    Other Rating Factors:
                     Strong capitalization (8.2) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (7.9). 
                
            
                    Stability Factors:
                    
			F - Negative cash flow.
			T - Significant trends in critical asset, liability, income or expense items.
                    
                
            
                    Principal Lines of Business:
                    Other (100%)
                
            
                    Licensed in:
                    All states except NY, PR
                
            Investments
                Invested Assets
                    
                Cash
                    
                CMO & Structured Securities
                    
                Other Investment Grade Bonds
                    
                Non-Investment Grade Bonds
                    
                Common & Preferred Stock
                    
                Mortgages in Good Standing
                    
                Non-Performing Mortgages
                    
                Real Estate
                    
                Other Investments
                    
                Investments in Affiliates
                    
                Corporate Info
    Group Affiliation
        Zurich Financial Services Group
    Investment Rating
        
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    Company Address
        
                
                     1400 AMERICAN LANE 
SCHAUMBURG, IL 60196
    SCHAUMBURG, IL 60196
Phone Number
        (877) 301-5376
    NAIC Number
          90557
    Largest Affiliates