C
ZURICH AMERICAN LIFE INS CO
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak profitability (1.3 on a scale of 0 to 10) with operating losses during the first nine months of 2024. Weak overall results on stability tests (1.8) including weak results on operational trends and negative cash flow from operations for 2023. Good Liquidity (6.8) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders.
Other Rating Factors: Strong capitalization (8.2) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (7.9).
Stability Factors: F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Zurich Financial Services Group
Investment Rating
--
Company Address
1400 AMERICAN LANE
SCHAUMBURG, IL 60196
Phone Number
(877) 301-5376
NAIC Number
90557
Largest Affiliates
C
Schaumburg, IL - P&C
C
Anoka, MN - P&C
C
B
Woodland Hills, CA - P&C
C
SPRINGFIELD, MA - L&A