D
LIFESHIELD NATIONAL INS CO
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak profitability (0.7 on a scale of 0 to 10) with operating losses during the first nine months of 2024. Weak overall results on stability tests (2.6) including weak results on operational trends and negative cash flow from operations for 2023. Fair quality investment portfolio (4.2).
Other Rating Factors: Good Liquidity (5.0). Strong capitalization (7.5) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. F - Negative cash flow. G - Fast asset or premium growth. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except AK, HI, ME, NH, NY, RI, VT, WI, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Homeshield Capital Group
Investment Rating
--
Company Address
5701 N Shartel 1st Floor
Oklahoma City, OK 73118
Phone Number
(405) 236-2640
NAIC Number
99724
Largest Affiliates
D
C
Oklahoma City, OK - L&A
U
Oklahoma City, OK - P&C