B
QBE ReIns Corp
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good liquidity (6.7 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Other Rating Factors: Excellent overall results on stability tests (7.4). Stability strengths include good operational trends and excellent risk diversification. Fair profitability index (4.8) with operating losses during 2019 and 2020. Average return on equity over the last five years has been poor at -0.5%.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. F - Negative cash flow. L - Past results on our liquidity tests.
Principal Lines of Business: Comm multi (5.7%), work comp (4.5%), personal/comm auto (2.6%), homeowners (1.2%), fire (0.4%), other (85.5%)
Licensed in: All states except AK, AL, CO, CT, KY, MA, MD, ME, MO, MT, NC, ND, NM, RI, SC, SD, TN, VT, WY, also licensed in PR
Principal Investments: Common stock (72.2%), investment grade bonds (12.8%), preferred stock (5.3%), other (9.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
QBE Ins Group Limited
Investment Rating
--
Company Address
One QBE Way
Sun Prairie, WI 53596
Phone Number
(800) 362-5448
NAIC Number
10219
Largest Affiliates
B
Sun Prairie, WI - P&C
C
Sun Prairie, WI - P&C
B
Ramsey, MN - P&C
B
Sun Prairie, WI - P&C
B
Sun Prairie, WI - P&C