Major Rating Factors:
Fair liquidity (3.6 on a scale of 0 to 10) as cash resources may not be adequate to cover a spike in claims. Good long-term capitalization index (6.0) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. Good overall profitability index (6.5).
Other Rating Factors:
Ample reserve history (8.4) that helps to protect the company against sharp claims increases. Excellent overall results on stability tests (7.3). Stability strengths include good operational trends, good risk adjusted capital for prior years and excellent risk diversification.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
L - Past results on our liquidity tests.
Principal Lines of Business:
Work comp (7.0%), homeowners (4.1%), personal/comm auto (0.5%), fire (0.4%), med mal (0.4%), product liab. (0.2%), other (87.3%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (68.0%), non investment grade bonds (7.3%), common stock (4.4%), cash (0.9%), other (19.4%)
Corporate Info
Group Affiliation
QBE Ins Group Limited
Investment Rating
--
Company Address
10 Terrace Ct
Madison, WI 53718
Madison, WI 53718
Phone Number
(800) 362-5448
NAIC Number
39217
Website
Largest Affiliates