B
QBE Specialty Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good long-term capitalization index (6.4 on a scale of 0 to 10) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. Good overall profitability index (6.4) with small operating losses during 2021. Good liquidity (6.1) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Ample reserve history (8.4) that helps to protect the company against sharp claims increases. Excellent overall results on stability tests (7.4). Stability strengths include good operational trends, good risk adjusted capital for prior years and excellent risk diversification.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. C - Past results on our Risk-Adjusted Capital tests. L - Past results on our liquidity tests.
Principal Lines of Business: Homeowners (5.9%), med mal (3.3%), work comp (2.6%), fire (1.4%), comm multi (0.3%), product liab. (0.2%), personal/comm auto (0.2%), other (86.1%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (89.0%), non investment grade bonds (8.4%), cash (0.3%), other (2.4%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
QBE Ins Group Limited
Investment Rating
--
Company Address
One QBE Way
Sun Prairie, WI 53596
Phone Number
(800) 362-5448
NAIC Number
11515
Largest Affiliates
B
Madison, WI - P&C
C
Madison, WI - P&C
C
Ramsey, MN - P&C
B
Madison, WI - P&C
C
Madison, WI - P&C