B
Plymouth Rock Home Assr Corp
BostonMA
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good liquidity (6.9 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.9) despite. Stability strengths include good operational trends and excellent risk diversification. Fair profitability index (4.0) with operating losses during 2020, 2021, 2022 and 2023.
Other Rating Factors: Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Stability Factors:
Principal Lines of Business: Homeowners (95.5%), other (4.5%)
Licensed in: CT, MA
Principal Investments: Common stock (68.6%), investment grade bonds (19.8%), non investment grade bonds (3.1%), other (8.5%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Combined Ratio
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Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Plymouth Rock Co Incorporated
Investment Rating
--
Company Address
695 Atlantic Avenue
Boston, MA 02111
Phone Number
(617) 956-1775
NAIC Number
10394
Website
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Largest Affiliates