A
Cumberland Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
6.00
Risk Adjusted
Capital Ratio #2
3.70
Loss
Ratio
76.56%
Total
Assets
134.54M
Capital
85.21M
Net
Premiums
25.71M
Net
Income
1.59M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
965
240
1,205
19.92%
23.31%
2023
893
234
1,127
20.76%
22.83%
2022
807
227
1,034
21.95%
23.10%
2021
760
236
996
23.69%
22.81%
2020
619
190
809
23.49%
21.51%
2019
0
0
0
0.00%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
45
25
70
35.71%
47.44%
2023
34
16
50
32.00%
47.29%
2022
30
22
52
42.31%
45.44%
2021
42
19
61
31.15%
44.40%
2020
44
24
68
35.29%
42.45%
2019
57
25
82
30.49%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
16
6
22
27.27%
41.75%
2023
12
5
17
29.41%
38.64%
2022
26
7
33
21.21%
39.39%
2021
31
17
48
35.42%
40.41%
2020
27
7
34
20.59%
48.09%
2019
32
7
39
17.95%
43.30%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
0
1
0.00%
12.20%
2023
1
2
3
66.67%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
1
1
100.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
272
120
392
30.61%
45.22%
2023
228
129
357
36.13%
44.64%
2022
218
115
333
34.53%
46.15%
2021
198
84
282
29.79%
46.87%
2020
176
84
260
32.31%
43.90%
2019
243
117
360
32.50%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
16
26
42
61.90%
35.33%
2023
23
30
53
56.60%
35.67%
2022
11
24
35
68.57%
37.14%
2021
23
37
60
61.67%
35.46%
2020
20
27
47
57.45%
33.86%
2019
34
56
90
62.22%
34.01%