A
Cumberland Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
6.00
Risk Adjusted
Capital Ratio #2
3.70
Loss
Ratio
76.56%
Total
Assets
134.54M
Capital
85.21M
Net
Premiums
25.71M
Net
Income
1.59M
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Weiss Ratings Cumberland Ins Co
Bridgeton, NJ 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 6.90
Reserve Adequacy Index 9.30
Stability Index 7.00
Company Info Cumberland Ins Co
Bridgeton, NJ 		Click to
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Industry P&C
NAIC Number 10448
Phone Number (856) 451-4050
Website www.cumberlandmutual.com
Address 633 Shiloh Pike Bridgeton, NJ 08302
Balance Sheet Cumberland Ins Co
Bridgeton, NJ 		Click to
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Total Assets 134.54M
Capital and Reserves Cumberland Ins Co
Bridgeton, NJ 		Click to
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Risk-Adjusted Capital Ratio #1 6.00
Risk-Adjusted Capital Ratio #2 3.70
1-Year Reserve Development -180.00%
2-Year Reserve Development -390.00%
Capital 85.21M
Premium to Surplus 30.00%
Reserves to Surplus 40.00%
Investments Cumberland Ins Co
Bridgeton, NJ 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Cumberland Ins Co
Bridgeton, NJ 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 110.00%
Expense Ratio 30.00%
Loss Ratio 76.56%
Net Premium Growth 0.00%
Other Medical Cumberland Ins Co
Bridgeton, NJ 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Cumberland Ins Co
Bridgeton, NJ 		Click to
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Net Income 1.59M
Net Premium 25.71M
Health Premium --