B
Penn-Star Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair overall results on stability tests (4.0 on a scale of 0 to 10) including weak results on operational trends. The largest net exposure for one risk is conservative at 1.3% of capital. Good overall profitability index (6.6) despite operating losses during 2022. Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2022.
Other Rating Factors: History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Superior liquidity (9.0) with ample operational cash flow and liquid investments.
Stability Factors: R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (51.8%), product liab. (6.9%), fire (0.7%), homeowners (0.5%), other (40.1%)
Licensed in: GA, MD, OK, PA, SC, TX, WY
Principal Investments: Investment grade bonds (98.1%), preferred stock (0.9%), cash (0.8%), non investment grade bonds (0.2%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
Global Indemnity Group LLC
Investment Rating
Company Address
Three Bala Plaza, East
Bala Cynwyd, PA 19004
Phone Number
(610) 664-1500
NAIC Number
10673
Largest Affiliates
C
Bala Cynwyd, PA - P&C
C
Bala Cynwyd, PA - P&C
C
Bala Cynwyd, PA - P&C
B
Bala Cynwyd, PA - P&C