C
United National Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Poor long-term capitalization index (2.9 on a scale of 0 to 10) based on weak current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. Fair profitability index (4.7) with small operating losses during 2021. Fair overall results on stability tests (4.8) including weak results on operational trends.
Other Rating Factors: History of adequate reserve strength (6.8) as reserves have been consistently at an acceptable level. Excellent liquidity (8.0) with ample operational cash flow and liquid investments.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (46.4%), product liab. (7.4%), fire (0.7%), other (45.4%)
Licensed in: PA
Principal Investments: Investment grade bonds (94.6%), cash (2.0%), common stock (1.8%), preferred stock (1.4%), non investment grade bonds (0.2%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Global Indemnity Group LLC
Investment Rating
Company Address
Three Bala Plaza, East
Bala Cynwyd, PA 19004
Phone Number
(610) 664-1500
NAIC Number
13064
Largest Affiliates
C
Bala Cynwyd, PA - P&C
C
Bala Cynwyd, PA - P&C
C
Bala Cynwyd, PA - P&C
C
Bala Cynwyd, PA - P&C