B
Penn-America Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Capital
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Premiums
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Major Rating Factors: Fair overall results on stability tests (3.7 on a scale of 0 to 10) including weak results on operational trends. The largest net exposure for one risk is conservative at 1.2% of capital. Strong long-term capitalization index (7.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Other Rating Factors: Superior liquidity (9.1) with ample operational cash flow and liquid investments. Weak profitability index (1.9).
Stability Factors: R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (55.4%), product liab. (7.9%), fire (0.9%), homeowners (0.2%), other (35.7%)
Licensed in: All states except CT, DC, FL, GA, LA, MA, MD, ME, NC, NH, NJ, OK, RI, SC, TX, VA, VT, WV, WY
Principal Investments: Investment grade bonds (97.7%), cash (2.3%)
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Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Global Indemnity Group LLC
Investment Rating
Company Address
Three Bala Plaza, East
Bala Cynwyd, PA 19004
Phone Number
(610) 664-1500
NAIC Number
32859
Largest Affiliates
C
Bala Cynwyd, PA - P&C
B
Bala Cynwyd, PA - P&C
C
Bala Cynwyd, PA - P&C
C
Bala Cynwyd, PA - P&C