Mobilitas General Ins Co
Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.3) despite excessive premium growth and negative cash flow from operations for 2025. Other stability subfactors include potentially strong support from affiliation with CSAA Ins Exchange Group, good operational trends and excellent risk diversification.
Other Rating Factors:
Strong long-term capitalization index (9.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent profitability index (7.2) with small operating losses during 2023. Excellent expense controls.
Stability Factors:
F - Negative cash flow.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
All states except CA
Principal Investments:
Investment grade bonds (37.6%), cash (1.4%), other (61.0%)
Corporate Info
Group Affiliation
CSAA Ins Exchange Group
Investment Rating
--
Company Address
3055 Oak Road
Walnut Creek, CA 94597
Walnut Creek, CA 94597
Phone Number
(800) 207-3618
NAIC Number
10675
Website
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